Investment strategy first Financing built around the exchange
1031 DSCR Desk(844) 894-1031

A NonQM123 Deal Desk

More Doors. Bigger Deals. One Smarter Exchange.

Turn one investment property into your next portfolio.

Put your potential 1031 exchange capital to work with a financing plan designed around the next investment move—multiple rental properties, one larger asset, or a replacement property already identified.

Build My 1031 Financing Plan Explore My Buying Power

No hard credit pull to request an initial financing plan.

Investment-property focus Property cash-flow review Replacement-property financing
Direct investor desk A NonQM123 brand experience
Strategy More rental doors
Strategy Larger investment asset
Action Finance an identified property

Choose the investment move

Your exchange should advance the portfolio—not simply replace a property.

Start with the outcome. Then organize the property review, leverage and financing path around it.

One Property → More Doors

Model multiple replacement acquisitions and review each property’s proposed rent, expenses and loan structure.

  • Property-by-property financing plan
  • Portfolio-level buying-power view
  • Multiple target markets or asset types
Build the More Doors scenario

One Property → Bigger Deal

Use exchange capital as part of the equity structure for a larger rental, multifamily or other eligible investment asset.

  • Target acquisition and leverage model
  • Property cash-flow analysis
  • Closing coordination around the exchange
Build the Bigger Deal scenario

Replacement Property Identified

Bring us the address, purchase price, rent and contract timing so the financing review can begin with the actual deal.

  • Address-first scenario intake
  • Rent and expense review
  • Proposed term-sheet path
Review my identified property

1031 Portfolio Builder

See what the next move could look like.

Estimate deployable equity, target acquisition capacity, financing need and a preliminary property-level DSCR illustration.

1
Start with estimated sale equity Sale price, payoff, transaction costs and additional cash.
2
Select the portfolio strategy Spread the target across more doors or evaluate one larger asset.
3
Move into a deal review Send the assumptions to the 1031 Exchange DSCR Loan Desk.

Portfolio Buying-Power Illustration

Adjust the assumptions to model the strategy.

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Program limits and eligibility vary.
2 properties 3 properties 6 properties
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Enter a scenario rate; this is not a live rate quote.
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Potential More Doors Scenario

Illustrative output
Estimated deployable equity $1,000,000 After entered payoff and costs
Potential acquisition capacity $3,333,333 Based on selected leverage
Estimated financing need $2,333,333 Total illustrative loan amount
Average target per property $1,111,111 Across 3 replacement properties
Estimated monthly principal & interest — Using entered rate and term
Estimated monthly PITIA — Payment plus entered expenses
Preliminary property cash-flow ratio —

General financing illustration only—not a loan quote, approval, appraisal, tax calculation or representation of exchange eligibility. The estimate excludes many possible costs and underwriting variables. Final terms, leverage, DSCR treatment and property eligibility vary by program and transaction.

Send This Scenario to the 1031 DSCR Desk

The financing layer

Coordinate the exchange structure and the replacement-property financing.

Your qualified intermediary and tax professionals handle the exchange structure. The 1031 Exchange DSCR Loan Desk focuses on the financing side of the replacement acquisition.

1

Exchange capital

Your selected qualified intermediary coordinates the exchange funds and documentation under the transaction structure established with your advisors.

2

DSCR financing

We review the replacement property, proposed rent, expenses, leverage, borrower profile and applicable investment-property loan options.

3

Replacement acquisition

Financing, title, escrow and the exchange team coordinate toward the proposed closing date for the replacement property.

1031 Exchange DSCR Loan and NonQM123 do not act as a qualified intermediary and do not provide tax or legal advice. Exchange eligibility and structure should be confirmed with an independent qualified intermediary, tax advisor and legal counsel.
Real estate investors reviewing a financing plan together
A NONQM123 DEAL DESK Financing organized around the actual investment move.

Investor-first review

Bring the exchange strategy and the replacement property into one financing conversation.

The desk reviews where the exchange stands, what the investor wants to acquire, the property cash flow, the proposed leverage and the closing timeline—without turning the transaction into a generic mortgage quote.

01 Strategy before productMore Doors, Bigger Deal or property already identified.
02 Property-level analysisRent, expenses, leverage and preliminary DSCR.
03 Closing coordinationFinancing milestones organized around the reported transaction timing.
Run the Numbers Build My Financing Plan

Plan around the clock

The exchange timeline changes the urgency of the financing plan.

Enter the date the relinquished property transferred to view the standard 45-day identification date and 180-day completion date.

1031 Deadline Planner

Use the actual transfer date shown in your exchange records.

Include any applicable extension; confirm this date with your tax advisor.
45-day identification date Select a transfer date
180-day outer limit Select a transfer date

Earlier planning date: —

The replacement property generally must be identified within 45 days and received within 180 days or by the applicable tax-return due date, including extensions, if earlier. Confirm all dates with your exchange and tax professionals. Review IRS Form 8824 instructions ↗

01

Plan before the relinquished-property closing

Estimate exchange capital, identify the intended investment move and begin organizing financing assumptions before the clock starts.

02

Coordinate with the qualified intermediary

Your QI and advisors establish the exchange structure and explain identification, receipt and documentation requirements.

03

Identify the replacement property or properties

Bring the proposed addresses and deal terms into the financing review as early as possible.

04

Complete property and credit review

Evaluate rent, expenses, valuation, title, insurance, reserves and the selected loan structure.

05

Coordinate the replacement closing

The lender, QI, title, escrow, borrower and transaction team work toward the scheduled acquisition closing.

Compare the play

Two portfolio strategies. One financing desk.

Decision point

More Doors

Bigger Deal

Primary objective
Increase the number of rental properties or diversify locations.
Move exchange equity into one larger investment asset.
Financing model
Model each replacement property and the combined portfolio.
Model one acquisition, its cash flow and required leverage.
Information needed
Target count, prices, rents, expenses and closing sequence.
Purchase price, property income, expenses and contract timing.
Best starting action
Run a portfolio buying-power illustration.
Run an address-specific property review.

Replacement-property possibilities

Flexible financing for real investment-property opportunities.

Potential financing depends on program availability, property characteristics, market rent, valuation and the complete transaction profile.

Single-Family Rentals investment property example 1–4 units
Single-Family Rentals Long-term investment properties
Duplexes, Triplexes & Fourplexes investment property example 2–4 units
Duplexes, Triplexes & Fourplexes Smaller multifamily strategies
Small Multifamily investment property example 5–20 units
Small Multifamily Apartment and residential income properties
Larger Multifamily investment property example 20+ units
Larger Multifamily Scale into a larger residential asset
Short-Term & Specialty Rentals investment property example Case by case
Short-Term & Specialty Rentals Subject to market and program review

From strategy to closing

A financing process built around the replacement acquisition.

Step 01

Build the financing plan

Share the exchange stage, estimated equity and intended portfolio move.

Step 02

Review the property

Provide the address, price, rent, expenses, contract and closing target.

Step 03

Confirm the loan path

Evaluate the proposed structure, documents and applicable program terms.

Step 04

Coordinate the closing

Work with title, escrow, the QI and the transaction team toward funding.

1031 + DSCR questions

Know the financing side of the move.

The 1031 rules and the loan approval are separate pieces of the transaction. Your advisors confirm the exchange; the lender confirms the financing.

Ask the 1031 DSCR Desk

Financing may be part of a properly structured replacement-property acquisition. The qualified intermediary and independent tax or legal advisors determine exchange structure and tax treatment; the lender separately evaluates the property, borrower and loan request.

A deferred exchange can involve multiple replacement properties, subject to the applicable identification, value and receipt rules. We can model proposed financing property by property, while your QI and tax advisors confirm the exchange requirements.

The standard deferred-exchange timeline generally requires identification within 45 days after transfer of the relinquished property and receipt of the replacement property within 180 days or by the applicable tax-return due date, including extensions, if earlier. Confirm the exact deadlines for your transaction with your advisors.

No. This website and NonQM123 provide financing services. We do not serve as a qualified intermediary and do not provide legal, tax, accounting or investment advice.

Start with the address, purchase price, expected rent, property type, unit count, taxes, insurance, HOA, contract status and proposed closing date. The desk may request additional information after the initial review.

Put the next portfolio move on paper.

Tell us where the exchange stands, what you expect to have available and whether the goal is more doors, a bigger deal or an already-identified property.

Your initial plan can include:
  • Estimated financing capacity
  • Replacement-property review path
  • Proposed documentation checklist
  • Timeline and closing coordination needs
Build My 1031 Financing Plan
Call (844) 894-1031